Getting approved for a mortgage in the Omaha metro is simple when you know what documents to gather. Most lenders will ask for:
Last 30 days of pay stubs
Last 2 years of W-2s
Last 2 years of tax returns (for self-employed buyers)
Last 2–3 months of bank statements
Valid ID and Social Security number
Proof of any additional income
Documentation of gifted funds (if applicable)
These items help the lender verify your income, debts, and financial health so they can match you with the best loan option.
Self-employed buyers in Omaha may need additional paperwork like profit-and-loss statements, 1099s, or business bank statements. Don’t worry—your lender will walk you through every step.
If you’d like a printable mortgage document checklist, just let us know—we’re happy to provide one.