Yes! There are several zero-down loan programs available in the Omaha metro area, making homeownership more accessible than ever. The two most common paths are:
1. VA Loans (0% Down)
For eligible veterans and active-duty military stationed at Offutt AFB, VA loans offer no down payment, no monthly mortgage insurance, and competitive interest rates.
2. USDA Rural Development Loans (0% Down)
These loans are available in rural-designated areas—many of which are just minutes from Omaha. Communities like Blair, Underwood, Springfield, and parts of Bellevue often qualify.
In addition, there are down payment assistance programs through NIFA (Nebraska Investment Finance Authority) and Iowa Finance Authority that can help with both down payment and closing costs for first-time buyers or qualifying households.
Owning a home may feel out of reach, but often the door is already open—you just need someone to show you the path.
We’re happy to connect you with local lenders who specialize in these programs.