Yes—Omaha-area buyers have access to several incredible programs that make homeownership more affordable:
✔ NIFA (Nebraska Investment Finance Authority)
Offers down payment and closing cost assistance
Ideal for first-time buyers or those who haven’t owned in 3 years
✔ IFA (Iowa Finance Authority)
Provides grants and forgivable loans for eligible Iowa buyers
Great for families relocating to Council Bluffs
✔ VA Loans
0% down for veterans and active-duty service members near Offutt AFB
No monthly mortgage insurance
✔ USDA Rural Development Loans
0% down in eligible rural zones like Blair, Fort Calhoun, Springfield, and Underwood
✔ Local Credit Union Programs
Many Omaha credit unions offer first-time buyer discounts or special rate incentives.
These programs remove barriers and open doors.
If you want to see which programs you qualify for, we can connect you with lenders who specialize in helping local families succeed.